Insights

Straight answers on business setup, cashflow, growth and business sales, with real Australian numbers, not generic advice.

Cashflow Management

What's the difference between profit and cashflow, and why does it matter?

Profit is what you made. Cashflow is what's actually in the bank. A real Australian example of how the gap catches owners out, quarter by quarter.

Sole trader, company, or trust: which structure actually saves money?

Get the structure wrong and it costs money at tax time. A worked example of what changes between sole trader, company and trust at $250,000 profit.

Read more → Smart Growth

Should I grow this business harder, or buy a second one?

Same $500,000, two very different bets. A worked comparison of growing organically versus acquiring, and how to tell which one actually pays.

How do I know what my business is worth?

Buyers pay for what a business earns them, not what it bills. A worked Queensland example of how a market estimate is actually built, with real numbers.

How much should I be paying myself?

Paying yourself too little starves your future. Too much starves the business. How Australian owners actually set the number.

Do I need a broker to sell my business?

You can sell privately. Here's what a broker actually does that most owners underestimate until they're mid-sale.

What increases the sale value of my business?

Same revenue, different buyer appeal. The specific things that move a small business up its market estimate range.

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I'm thinking about buying another business. Can you help?

Buying a business can be faster than growing one. It can also be a fast way to buy someone else's problems. What to check first.

Do I need an accountant to register a company?

You can register a company yourself through ASIC. Here's what an accountant actually adds, and when it's worth paying for.

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What happens after the free Comma Score read?

There's no obligation after your free Comma Score read. What actually happens next, and when it becomes a paid engagement.

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My business runs fine without me changing anything. Why would I need this?

A business that runs fine as long as you're there every day isn't the same as one built to run without you. Here's why that gap matters.